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to update, guy approached me a couple days later about the incident telling me I owed him some money. Told him I didn't owe him a penny and I didn't touch his car. Guy threatened to call the cops and...

so can my neighbor file a claim without me even knowing it? As long as my insurance covers it I am ok with it. Would the incident cause my insurance premium to go up?

so I'm expected to pay for something that most people do on a regular basis? People always bump cars when they are parallel parking, and I've been bumped myself multiple times, never made a big deal...

it was a small scratch if that, nothing serious, doesn't he need to provide proof that it was me causing the actual scratch.

Last night as I was parking my car I slightly bumped the car behind me. I went out to check it and it was nothing serious just a small scratch. So this morning I see a piece of paper on my car...