I don't know what book the OP is talking about here but with our books they definitely do a credit check. It appears on your credit report when they do the first inquiry and any defaults will also...
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I don't know what book the OP is talking about here but with our books they definitely do a credit check. It appears on your credit report when they do the first inquiry and any defaults will also...
Aussie books do the exact same thing. You have to request credit first but once you get it you can either ask for increases to your limit or they will offer them just like a regular card would. You...