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One where you paid a player to shave points. Other then that, I wouldn't ever bet more then 5% on anything. My opinion only.

and instead of making 10 100$ deposits, 9 of which you lose completely betting 3 team parlays and one which nets you 500$, you could make 10 100 deposits which yield 5 % a month and by the end of the...

Bets way is to put it in the bank at 1% interest a year. Wait 231.4 years. Or alternatively, don't bet parlays and figure out where you have an edge.