I’ve sent bank wires from banks where I didn’t have an account. I never had a problem doing so.
I never tried to pay for one with a personal check, so I don’t know about that. I just filled out the wire form with them, and handed them the cash.
But even at banks where I already had an account, they wouldn’t take the funds straight from my account for the bank wire. They had me fill out a withdrawal slip, go to a teller window (or they went for me), get the cash, and come back.
So it amounted to the same thing whether I had an account or not.
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TLD hits the nail squarely on the head here.--Ganchrow, December 7, 2007
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