Climate, good job on getting some info I was looking for.

However, I don't see a problem, perhaps I am missing it. The only line in the whole conversation I didn't like was:
Quote:
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Aaron: Because we do not want to do business with wise guys or sharpies as we now them
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However, since their limits for NBA, NHL, and MLB is only $1000, that pretty much tells me they are not looking for big action. That comment of anything over 10K needs manager's approval isn't anything that should be of concern, considering the low limits. You could always break it up over a few withdrawals.
Please though, if I missed anything that you feel does not deserve the B+ rating, I would be interested in knowing what you felt was undeserving in that conversation.