[RickySteve]

What are the real fees? Info I've heard and what the site says are much different.

[tullamore]

It has cost me $1 to make a transaction into a sportsbook. I load my card with **, and that cost $4.50.

[RickySteve]

Are there cheaper places to load the card? What are the limits?

[xyz]

You can load the card from your checking account. ******** has instructions on how to set it up once you log in to their website. There is no fee for loading your card that way.

[capitalist pig]

.

[wacked]

From looking at this there are monthly fees of $9.95 or is there a way around this.

What are the fees for using my ******** **** Card?

Here's a schedule of ******** fees:
*Refunds are at par.
None of the fees listed are assessed by Inter National Bank, MetaBank or the Card Association.
International ATM withdrawals may be subject to varying daily limits at the ATM owner's discretion.

Pay-As-You-Go Customers
Signature Purchase Convenience Fee $1.00
PIN Purchase Convenience Fee $2.00
Card Fulfillment (Shipping & Handling) $9.95

Fee Advantage Customers
Monthly Service Fee $9.95, billed on cardholder's cycle date
Signature Purchase Convenience Fee FREE
PIN Purchase Convenience Fee FREE
Card Fulfillment (Shipping & Handling) $9.95

Other Fees
Adding or withdrawing funds to your account at local distributors
Convenience fee determined by distributor
Non-Monetary Transactions -- Via Internet FREE
Non-Monetary Transactions -- Via Toll Free Number Up to $0.50
Non-Monetary Transactions -- at ATM Up to $0.50
Account Maintenance (waived if account has debit or credit transaction and/or balance inquiry within 90 days) $5.95 per month
Check or Additional Statement Mailing Fee $5.95
Domestic ATM Cash Withdrawal / Cash Withdrawal at Distributor Up to $2.50 per withdrawal, plus ATM owner fees, if any
ATM Decline Fee Up to $1.00 per declined withdrawal
International ATM Cash Withdrawal $4.95 per withdrawal plus ATM owner fees, if any
Lost or Stolen Card Replacement Fee Up to $9.95

[michael777]

i have had the card a long time and never have paid a $9.95 monthly fee

[THEGREAT30]

Check cashing place used to charge me $2.00 rather than $4.50 but I do $4.50 because it's so close to where I sleep every night.

[clarkd32]

i get charged $2 to load and $1 per transx

[wacked]

Well I guess the $9.95 fee was for the "Fee Advantage Customers."
It looks like nobody is charged a $9.95 monthly fee, just as michael777 said if you are a "Pay as you Go Customer."
Seems similar to other prepay cards which cost more to load, so if there is NO Monthly fee of $9.95 this is a good deal.

[oiler]

Originally Posted by michael777

i have had the card a long time and never have paid a $9.95 monthly fee

ive had mine for five years and never paid a 9.95 fee at all

[bombCanada]

Anyone know if they verify the social security number you're required to provide ? Do they use the SSN to do any reporting ?

[Intuitive_Edge]

Originally Posted by bombCanada

Anyone know if they verify the social security number you're required to provide ? Do they use the SSN to do any reporting ?

Dunno.. i wouldnt worry. Probably a security issue especially after 9/11. UIGEA maybe ?

[bettman]

i signed up and they didnt ask for my social.

[Intuitive_Edge]

Originally Posted by bettman

i signed up and they didnt ask for my social.

Thats odd. When i registered they asked me online

[topgame85]

They do verify the SSN but they don't use it for reporting, just don't use ******** savings or ***************. You can't withdrawal to them only deposit so it is a non issue.

[bettman]

Originally Posted by Intuitive_Edge

Thats odd. When i registered they asked me online

U know what im wrong they did ask me, i was thinking of something else trying to multi-thread task...

[Joe Dogs]

I've been useing ** to load my account is ******** more convenient.How do you withdraw with it,can you use it like a charge or DC.

[andybord]

Yes, it's like a real credit/DC. You can charge with it or withdraw from an ATM.

The $9.95 per month thing is useful only if you are going to do more than 10 charges a month from the card. They charge you $1 per transaction if you aren't a "fee advantage" customer.

One annoyance you have to watch for is they will sometimes not clear a pending charge automatically when the transaction is posted. I.E. Lets say I deposit $100 at VIP.com from my ******** card. They do a pending authorization and then the real transaction is posted 3 days later. BUT, sometimes the pending transaction won't clear when they post the $100. And then you have to call them to clear it. It's very annoying and has happened to me 3 or 4 times in the last 2 years.