[armyoflovers]

have about 20k in debt in cc/loan but have an out to go to europe - will anyone "chase" the debt down or should I be ok?

[pico]

unless you're going to live in north korea, they'll find you

[fiveteamer]

pimike will find you...

[Kellen]

Im on the line with PImike now, to make him aware of this situation.

[flyingillini]

have about 20k in debt in cc/loan but have an out to go to europe - will anyone "chase" the debt down or should I be ok?

dude your running out of the country for 20 large? Come on this is a joke right?

[BeatTheJerk]

maybe u can take a leave of absence from your debt asshole

[BeatTheJerk]

sorry i fuked that up .............. typo but i fixed it

[Tsoprano]

have about 20k in debt in cc/loan but have an out to go to europe - will anyone "chase" the debt down or should I be ok?

Put $25,000 on the Celtic game tonight - your debts will be covered and thats that. Find 25 people to get $1000 no deposit start from Creditwagering.com if you dont have it upfront.

And if you lose, than hey, your already down $20,000 so might as well get outta the usa.

Like Southwest Airlines says .. "YOU WANNA GET AWAY??"

[flyingillini]

Put $25,000 on the Celtic game tonight - your debts will be covered and thats that. Find 25 people to get $1000 no deposit start from Creditwagering.com if you dont have it upfront.

And if you lose, than hey, your already down $20,000 so might as well get outta the usa.

Like Southwest Airlines says .. "YOU WANNA GET AWAY??"

hah funny

[treece]

usa is turning into sht. i'm thinking of moving to europe myself since the us dollar is falling faster than a priest's pants when alone with a little boy.

[purecarnagge]

sorry i fuked that up .............. typo but i fixed it

You really need to learn how to spell when your insulting someone over the internet... It just makes it too easy...

[BeatTheJerk]

i didnt misspell i left out a word .............

[armyoflovers]

Jerky suck a rod you bushel-haired ****face.....i will kick your scrawny little ass pukebag

[BeatTheJerk]

talk about a delayed response ..................

[BeatTheJerk]

a month later ? r u serious

[SBR_John]

They will not be able to collect from you anywhere outside of the US. But if you run they will destroy your credit for a good 10 years.

What you should do is contact them and negotiate a discount and payment plan similar to bankruptcy. The best and cleanest is to negotiate a discount with a lump sum payment. Go to Dad or some other family memeber and get them to bail you out.

[pavyracer]

They will not be able to collect from you anywhere outside of the US. But if you run they will destroy your credit for a good 10 years.

What you should do is contact them and negotiate a discount and payment plan similar to bankruptcy. The best and cleanest is to negotiate a discount with a lump sum payment. Go to Dad or some other family memeber and get them to bail you out.

I beg to differ. If you go to Europe they will track you down. I know people that are still making $50 a month payments for their CC debts in the USA when they went back home to Europe.

[englishmike]

I can catergorically say the debt wont follow you. In Europe the credit system is done on a name and address basis, the USA is the only country that links one number(ssn) to your credit rating(which is why identity theft is rife, i.e. get the number and away you go). In europe credit is decided on length at address and credit rating. If youre going to europe and you know youll be there a while, as long as you never divulge your ssn they wont know who you are, I know quite a few english lads that have run up credit and not paid it and gone home, its never followed them. To take it one step further, I know lads who have stitched up capital one and gone back to England and got a capital one card. The bottom line is theyre not as global as you think.

[smallon]

I beg to differ. If you go to Europe they will track you down. I know people that are still making $50 a month payments for their CC debts in the USA when they went back home to Europe.

And I beg to differ with you. I not only owed CC companies and hospitals, but also the IRS. I tried negotiating everything but I had a serious accident and didn't work full-time for years. The IRS waved what I owed them once they found out I lived in Thailand because in their own words, "they deemed my debt noncollectable."

With regards to the CC companies - get a PO Box for friends, family, and new companies you might need to have a US address for once you're in Europe. Do not forward your mail from your current address. Do not give the CC companies your new information or any way of contacting you. If you leave, tell your family if someone calls for you, they shouldn't say a peep.

If at all possible, negotiate, negotiate, negotiate. I had $120K in debt, most of it from hospital bills. Never paid it and it's long since off my credit report. My credit is now 800 and I don't buy jackshit unless I can pay cash for it.

I've been here almost 15 years and if anyone called me or ****ed with me I'd simply tell them to kiss my Lilly white ass. I've got a buddy who stiffed Capitol One (so did I), and they were sending things to his parents until his parents started sending the letters back as undeliverable. He called Capitol One once to see about making a payment plan with them, but they wanted all his new information and he ended up telling them to f*ck off.

So if you wanna run - run like hell and don't look back. But it probably won't be nearly as easy as you might think. How long do you plan on staying over a lousy 20K debt? If it's a lifetime, give it serious thought.

Anyhow, before you make your choice - watch The 25th Hour.

"And maybe one day, years from now, long after I'm dead and gone, reunited with your dear mother, you gather your whole family together and tell them the truth, who you are, where you come from. You tell them the whole story. And then you ask them if they know how lucky they are to be there. "

[picantel]

They will not be able to collect from you anywhere outside of the US. But if you run they will destroy your credit for a good 10 years.

What you should do is contact them and negotiate a discount and payment plan similar to bankruptcy. The best and cleanest is to negotiate a discount with a lump sum payment. Go to Dad or some other family memeber and get them to bail you out.

10 years for chap7 BK. 7 years for other debts. If you pay a settlement they will trash your credit anyway and most likely sell the remaining part of the debt to a collection agency who will come collecting and trash it even more. A settlement puts a profit/loss tag on your credit tradeline which does as much damage as a bk tag.

[pavyracer]

And I wouldn't have revealed fraudulent activity on my part knowing the FBI is monitoring this site. All it takes is to give you some cheese and you idiots are revealing your fraudulent activity to prove a point.

[noyb]

you could also just try to be an adult, take some responsibility for your own ****-ups and actually pay off your debt like you should.

[20Four7]

dude your running out of the country for 20 large? Come on this is a joke right?

I would believe it, a former friend ripped off me and some friends for 12K and went to england. The police here traced him to the airport and british police were informed but to this day nothing. While I think running away from 20K is a joke obviously others don't.

[fiveteamer]

stick it to the man. **** them.

[rake922]

And I beg to differ with you. I not only owed CC companies and hospitals, but also the IRS. I tried negotiating everything but I had a serious accident and didn't work full-time for years. The IRS waved what I owed them once they found out I lived in Thailand because in their own words, "they deemed my debt noncollectable."

With regards to the CC companies - get a PO Box for friends, family, and new companies you might need to have a US address for once you're in Europe. Do not forward your mail from your current address. Do not give the CC companies your new information or any way of contacting you. If you leave, tell your family if someone calls for you, they shouldn't say a peep.

If at all possible, negotiate, negotiate, negotiate. I had $120K in debt, most of it from hospital bills. Never paid it and it's long since off my credit report. My credit is now 800 and I don't buy jackshit unless I can pay cash for it.

I've been here almost 15 years and if anyone called me or ****ed with me I'd simply tell them to kiss my Lilly white ass. I've got a buddy who stiffed Capitol One (so did I), and they were sending things to his parents until his parents started sending the letters back as undeliverable. He called Capitol One once to see about making a payment plan with them, but they wanted all his new information and he ended up telling them to f*ck off.

So if you wanna run - run like hell and don't look back. But it probably won't be nearly as easy as you might think. How long do you plan on staying over a lousy 20K debt? If it's a lifetime, give it serious thought.

Anyhow, before you make your choice - watch The 25th Hour.

"And maybe one day, years from now, long after I'm dead and gone, reunited with your dear mother, you gather your whole family together and tell them the truth, who you are, where you come from. You tell them the whole story. And then you ask them if they know how lucky they are to be there. "

That's interesting. Do you work in your new home country?

[TheLock]

you could also just try to be an adult, take some responsibility for your own ****-ups and actually pay off your debt like you should.

This.

[JBC77]

have about 20k in debt in cc/loan but have an out to go to europe - will anyone "chase" the debt down or should I be ok?

A good friend of mine, ended up never paying a Discover card, with a 6K balance from like 4 years ago. Last week, they sued him and removed the money from his BkofAma account without his knowledge. On top of the 6K he owed them, they took over 2K in legal fees and the bank charged him a $100.00 fee for the whole thing.

You can't out run your debt these days pal. Get a shovel and start digging yourself out.

[TheLock]

Step 1: Grow a sac

Step 2: Ask them if they will chop some of the balance off. They will work with you if you show you will work with them.

Step 3: Work hard and pay your debt off like a man and prove to yourself you are not a spineless jellyfish.

[gordon gekko]

Declare bankruptcy.

[TeamPlayer]

The United States has become a corrupt police state. If you run, the Feds will find you faster than you can say, "George Bush!"

It's sad but true. Americans happily and ignorantly gave up their liberty when they approved every new draconian law on the table to combat drugs and terror. Neither the Democrats nor the Republicans are going to help. In fact, they'll follow the path of human nature and abuse the new found power given to the government

[SBR Lou]

Step 1: Grow a sac

If only this were that simple, many people could forgo costly medical procedures and live in harmony.