I know everyone is scared of it being too good to be true. What do you guys think? Some trusted SBR members did get paid on there. but what can they do with my ssn#? i have no bills to pay, don't have a job currently, and nothing in my bank account.
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http://www.ssa.gov/pubs/10064.html
"Identity Theft And Your Social Security Number
Identity theft is one of the fastest growing crimes in America. A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, they use the ************ and do not pay the bills. You may not find out that someone is using your number until you are turned down for credit or you begin to get calls from unknown creditors demanding payment for items you never bought.
Someone illegally using your Social Security number and assuming your identity can cause a lot of problems."
SBR Founder Join Date: 8/11/2005
"Don't Play if you can't Pay"
SBR Founder Join Date: 8/11/2005
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http://www.sileo.com/2007/12/11/scro...otection-tips/
"As for the social security number, the last four digits are used extensively as a PIN number or password. Identity thieves collect information in small bits and slowly accumulate it until it’s worth something. For example, with your last four digits, birth year and your place of birth, I could go to a website and with about 70% confidence find out the first 5 digits (which are assigned geographically). For example, if you were born in Colorado in the late sixties, there is a 70% chance that your SSN starts with 523-0X-XXXX. I hope this helps"
SBR Founder Join Date: 8/11/2005
http://www.hoboes.com/Mimsy/?ART=432
"The last four digits of your social security number
Jerry Stratton
Saturday, June 3, 2006
Because of identity theft and privacy concerns, many businesses ask for only the last four digits of our Social Security numbers. There seems to be an assumption that only four digits of a nine-digit-number shouldn’t be a concern.
“How hard would it be for someone to guess the first five digits of my Social Security Number if they only had the last four?”
The obvious answer is, about 9,999 times easier than if they didn't know the last four.
In fact it’s even easier than that. Your Social Security number is not a random set of digits. The last four numbers are created sequentially. They have no other relation to you. The rest of your Social Security number, however, is determined by where you requested it; usually, this is where you were born.
There is a sense in which this entire discussion is irrelevant: because the last four numbers of your SSN are what businesses ask for, they are all that a criminal sometimes needs to use your cash or credit.
The first three digits of your Social Security number are an “area number”. If someone can determine what area the person applied for the SSN in, they can determine the first three digits; it is currently based on zip code. There are currently no more than 772 area codes.
You can check the state ranges against your SSN at the Social Security Number Allocations page on the Social Security Administration web site.
The middle two digits are the “group number”. This is probably more difficult to determine, but they are distributed in a pattern. In any case there are only 99 of them, usually less. For any specific area code, the Social Security Administration publishes the highest group number used.
There are also some other Social Security numbers that have been invalidated. For example, if the last four digits are 1120, identity thieves know at least one area code/group number combination that it is not.
When you give out the last four digits of your Social Security number, you are giving out what is probably the least-easily determined part of it. Once a criminal has the last four, if they truly want your identity (as opposed to just anybody’s identity), they ought to be able to bring down the total possibilities to no more than several hundred.
Giving out the last four digits of your Social Security number makes your entire number a lot more vulnerable. Armed with a computer and an on-line authorization site that doesn’t care if an SSN is checked every day, they probably won’t have any problem finding the rest. Your only hope is that they won’t want to."
SBR Founder Join Date: 8/11/2005