I was just curious why we haven't seen other books try to model what Pinny has done over the last several years. You would think that someone else would see the great success Pinny is having with their -105 pricing and would try to replicate the same thing. Maybe there is a lot of up-front risk involved? Just curious if anyone had any ideas as to why we haven't seen more -105 books. Cascade is similar but still there is only one Pinny!!
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