I just feel, and I might be wrong about this - wouldn't be the first time, that SD needs the game more with Tennessee's loss this aft'. Plus Indy's a little wobbly and they don't play their greatest vs SD's type of defensive alignment. Plus I was able to get a +4 at one shop. Good luck sikballplaya24 - whichever way you went - sorry I dodn't have time to post my reasons with the pick and or see your question before game time . . .