i used my CC once and did it online. i had to answer a million questions and they treated me like a criminal, it was a 2 hour process. when i tried to do it a 2nd time using my CC online, it was cancelled by them.
you can go to any walmart and pay cash, they have MG's, usually subject to customer service hours. it's quick and easy, fee's are like $11 or so,book may cover depending on how much send, etc
in regards to checking acct, i've never tried that
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